Tapping Money, Author at Tapping Money

NRI Home Loans: Everything You Need to Know Before Buying Property in India

Buying property in India is one of the most common financial goals for NRIs. Whether it is a home for parents to live in, a property for eventual return to…

Tapping Money June 11, 2026

Money Habits

How to Get Out of Credit Card Debt in India: A Step-by-Step Plan

Credit card debt is one of the most expensive forms of debt in India. At interest rates of 36-48% per annum — charged monthly at 3-4% on the outstanding balance…

Tapping Money June 10, 2026

Investing Basics

Index Funds vs Actively Managed Funds: The Right Choice for Indian Investors

One of the most consequential debates in personal finance is also one of its most accessible: should you invest in index funds that simply track the market, or in actively…

Tapping Money June 9, 2026

Personal Finance

Term Insurance in India: Why Every Earning Indian Needs It

India is dramatically underinsured. According to the Insurance Regulatory and Development Authority of India (IRDAI), India's life insurance penetration — premiums as a percentage of GDP — stands at approximately…

Tapping Money June 8, 2026

Economy & Markets

Understanding Inflation in India: How to Protect Your Wealth When Prices Rise

Inflation is the quiet thief of personal wealth. It does not announce itself. It does not send a notice. It simply erodes the purchasing power of your money, year after…

Tapping Money June 7, 2026

NRI Finance

NRI Guide to Sending Money to India: The Smartest Ways to Remit

India is the world's largest recipient of international remittances. In FY2024, NRIs and overseas Indians sent home approximately $120 billion — more than India's entire foreign direct investment inflows in…

Tapping Money June 6, 2026

AI & Money

How AI Tools Are Changing the Way Indians Manage Money

Personal finance has always required effort — tracking expenses, comparing investments, reviewing insurance, monitoring credit scores, planning for taxes. Most Indians have historically managed this through a combination of gut…

Tapping Money June 5, 2026

Personal Finance

Old Tax Regime vs New Tax Regime: Which One Should You Choose in 2025?

Every financial year, millions of Indian salaried employees face the same question: old tax regime or new? Since the new tax regime was introduced in Budget 2020 and significantly revised…

Tapping Money June 4, 2026

Money Habits

The 50-30-20 Budget Rule: Does It Actually Work for Indian Salaries?

Budgeting advice on the internet is overwhelmingly American. The 50-30-20 rule — spend 50% on needs, 30% on wants, 20% on savings — is one of the most widely cited…

Tapping Money June 3, 2026

Investing Basics

Gold vs Mutual Funds: What Should Indian Investors Really Choose?

Gold holds a unique place in the Indian psyche. It is worn at weddings, gifted at births, stored in bank lockers, and trusted across generations as the most reliable form…

Tapping Money June 2, 2026