Money Habits

Monthly income: ₹60,000 Expenses tracked: ₹0 Expenses actually spent: ₹58,000 Result: No idea where ₹58,000 went. Savings: ₹2,000. Monthly income: ₹60,000 Expenses tracked daily: ₹58,000 (₹28K rent, ₹12K food, ₹8K transport,…

Raj earns ₹75,000/month. He pays rent, bills, buys groceries, orders food occasionally. By month-end, ₹500 left in his account. "Where did it all go?" he wonders. Next month, same story.…

Every January, Indians make the same resolution: save more, spend less, invest wisely. By March, most of it is forgotten. Not because people are lazy or bad with money. But…