Financial Planning Tools

Professional-grade calculators to help you make informed financial decisions and achieve your investment goals.

All calculators are free to use, with real-time results and detailed projections.

Calculators

Salary Calculator: CTC to In-Hand

Turn your CTC into monthly take-home pay, with the new ₹25,000 PF wage ceiling, the 50% wage rule and both tax regimes.

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EPF Calculator

Estimate your Provident Fund balance at retirement with the new ₹25,000 PF wage ceiling, 8.25% interest, VPF and the EPS pension split.

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Sukanya Samriddhi Yojana Calculator

See what your daughter’s SSY account will be worth at 18 and at maturity, with monthly or yearly deposits at the current 8.2% rate.

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Income Tax Calculator (Old vs New Regime)

Compare your tax under both regimes for FY 2026-27. Add your salary, HRA and deductions to see which one saves you more – and by how much.

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NPS Calculator

Estimate your NPS corpus, tax-free lump sum and monthly pension at retirement under the new 2026 exit rules.

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SIP Calculator

Calculate returns on your Systematic Investment Plan. Plan monthly investments from ₹100 to ₹10 lakh with up to 100 years tenure.

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Lumpsum Calculator

Calculate returns on one-time investments. Perfect for bonus, inheritance, or maturity proceeds from ₹1,000 to ₹10 crore.

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SWP Calculator

Plan Systematic Withdrawal from your investments. Perfect for retirees needing regular income while corpus continues growing.

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SIP vs Lumpsum

Compare SIP and Lumpsum investment strategies side-by-side. See which approach works better for your financial goals.

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Step-up SIP Calculator

See how raising your SIP every year with your salary grows your wealth. Compare it with a regular SIP in one click.

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Compound Interest Calculator

Calculate compound interest with monthly contributions. See the power of compounding with different frequencies over time.

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EMI Calculator

Calculate monthly EMI for home, car, or personal loans. Plan loans from ₹10,000 to ₹10 crore with detailed interest breakdown.

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Home Loan Prepayment Calculator

See how much interest you save by prepaying, how many years you cut, and whether to reduce your tenure or your EMI.

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Fixed Deposit Calculator

Calculate FD maturity amount with different compounding frequencies. Plan from 1 to 30 years with returns up to 15%.

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RD Calculator

See what your monthly bank or Post Office recurring deposit will be worth at maturity, and how it compares with an SIP.

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Retirement Planner

Plan your retirement corpus and monthly investments needed. Account for inflation, life expectancy, and expected returns.

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Gratuity Calculator

Estimate your gratuity under the new labour codes, including the 50% wage rule and the one-year rule for fixed-term staff.

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PPF Calculator

Calculate Public Provident Fund returns. Tax-free savings for 15-50 years with guaranteed returns from the government.

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HRA Exemption Calculator

Find out how much of your House Rent Allowance is tax-free, including the new 50% rule for Bengaluru, Hyderabad, Pune and Ahmedabad.

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Financial Tools

Why Choose Our Calculators?

Always Free

No hidden charges, no registration required. All tools are completely free to use anytime.

Accurate Calculations

Built using standard financial formulas trusted by professionals and institutions.

Mobile Optimized

Seamless experience across all devices – desktop, tablet, and mobile phones.

Real-Time Results

Instant calculations as you adjust values. No waiting, no page refreshes needed.

Visual Charts

Interactive graphs and charts to help you understand your financial projections better.

Private & Secure

All calculations are done locally in your browser. Your data never leaves your device.

Start Planning Your Financial Future Today

Choose any calculator above to begin making smarter financial decisions backed by data.