Financial Planning Tools
Professional-grade calculators to help you make informed financial decisions and achieve your investment goals.
All calculators are free to use, with real-time results and detailed projections.
Calculators
Salary Calculator: CTC to In-Hand
Turn your CTC into monthly take-home pay, with the new ₹25,000 PF wage ceiling, the 50% wage rule and both tax regimes.
Start CalculatingEPF Calculator
Estimate your Provident Fund balance at retirement with the new ₹25,000 PF wage ceiling, 8.25% interest, VPF and the EPS pension split.
Start CalculatingSukanya Samriddhi Yojana Calculator
See what your daughter’s SSY account will be worth at 18 and at maturity, with monthly or yearly deposits at the current 8.2% rate.
Start CalculatingIncome Tax Calculator (Old vs New Regime)
Compare your tax under both regimes for FY 2026-27. Add your salary, HRA and deductions to see which one saves you more – and by how much.
Start CalculatingNPS Calculator
Estimate your NPS corpus, tax-free lump sum and monthly pension at retirement under the new 2026 exit rules.
Start CalculatingSIP Calculator
Calculate returns on your Systematic Investment Plan. Plan monthly investments from ₹100 to ₹10 lakh with up to 100 years tenure.
Start CalculatingLumpsum Calculator
Calculate returns on one-time investments. Perfect for bonus, inheritance, or maturity proceeds from ₹1,000 to ₹10 crore.
Start CalculatingSWP Calculator
Plan Systematic Withdrawal from your investments. Perfect for retirees needing regular income while corpus continues growing.
Start CalculatingSIP vs Lumpsum
Compare SIP and Lumpsum investment strategies side-by-side. See which approach works better for your financial goals.
Start CalculatingStep-up SIP Calculator
See how raising your SIP every year with your salary grows your wealth. Compare it with a regular SIP in one click.
Start CalculatingCompound Interest Calculator
Calculate compound interest with monthly contributions. See the power of compounding with different frequencies over time.
Start CalculatingEMI Calculator
Calculate monthly EMI for home, car, or personal loans. Plan loans from ₹10,000 to ₹10 crore with detailed interest breakdown.
Start CalculatingHome Loan Prepayment Calculator
See how much interest you save by prepaying, how many years you cut, and whether to reduce your tenure or your EMI.
Start CalculatingFixed Deposit Calculator
Calculate FD maturity amount with different compounding frequencies. Plan from 1 to 30 years with returns up to 15%.
Start CalculatingRD Calculator
See what your monthly bank or Post Office recurring deposit will be worth at maturity, and how it compares with an SIP.
Start CalculatingRetirement Planner
Plan your retirement corpus and monthly investments needed. Account for inflation, life expectancy, and expected returns.
Start CalculatingGratuity Calculator
Estimate your gratuity under the new labour codes, including the 50% wage rule and the one-year rule for fixed-term staff.
Start CalculatingPPF Calculator
Calculate Public Provident Fund returns. Tax-free savings for 15-50 years with guaranteed returns from the government.
Start CalculatingHRA Exemption Calculator
Find out how much of your House Rent Allowance is tax-free, including the new 50% rule for Bengaluru, Hyderabad, Pune and Ahmedabad.
Start CalculatingFinancial Tools
Goal Planner
Plan for a house, your child’s education, a car or a holiday. See what each goal will cost after inflation, the monthly SIP you need and where to invest.
Plan My GoalsFinancial Health Check
Answer 10 quick questions to get your money score out of 100 and a personal action plan, ordered by what to fix first.
Start the CheckBudget Planner
Plan your monthly budget with the 50-30-20 rule. See your savings rate, how you compare with the target and where to cut.
Plan My BudgetDebt Payoff Planner
List your loans and credit cards to see your debt-free date, the best payoff order (avalanche or snowball) and how much interest you can save.
Plan My PayoffPortfolio Analyzer
Check your mix of equity, debt and gold against the range for your age and risk profile, with rebalancing amounts and health checks.
Analyze My PortfolioWhy Choose Our Calculators?
Always Free
No hidden charges, no registration required. All tools are completely free to use anytime.
Accurate Calculations
Built using standard financial formulas trusted by professionals and institutions.
Mobile Optimized
Seamless experience across all devices – desktop, tablet, and mobile phones.
Real-Time Results
Instant calculations as you adjust values. No waiting, no page refreshes needed.
Visual Charts
Interactive graphs and charts to help you understand your financial projections better.
Private & Secure
All calculations are done locally in your browser. Your data never leaves your device.
Start Planning Your Financial Future Today
Choose any calculator above to begin making smarter financial decisions backed by data.