Tapping Money, Author at Tapping Money

Does the 50-30-20 Budget Rule Work?: Needs, wants and savings on an Indian salary

The 50-30-20 Budget Rule: Does It Actually Work for Indian Salaries?

Budgeting advice on the internet is overwhelmingly American. The 50-30-20 rule — spend 50% on needs, 30% on wants, 20% on savings — is one of the most widely cited…

Tapping Money June 3, 2026

Gold vs Mutual Funds: Which should you really choose?

Investing Basics

Gold vs Mutual Funds: What Should Indian Investors Really Choose?

Gold holds a unique place in the Indian psyche. It is worn at weddings, gifted at births, stored in bank lockers, and trusted across generations as the most reliable form…

Tapping Money June 2, 2026

The NRI Guide to Indian Mutual Funds: Everything you need to know to get started

NRI Finance

NRI Guide to Investing in Indian Mutual Funds: Everything You Need to Know

For the millions of Indians living and working abroad, maintaining a financial connection to India is both emotionally important and financially strategic. India's equity markets have been among the best-performing…

Tapping Money June 1, 2026

Build an Emergency Fund: And why most people get it wrong

Money Habits

How to Build an Emergency Fund in India (And Why Most People Get It Wrong)

Financial advisors across the world agree on almost nothing — except this: before you invest a single rupee, you need an emergency fund. It is the most fundamental piece of…

Tapping Money May 31, 2026

Section 80C, Decoded: The complete guide to saving tax in India

Personal Finance

Section 80C Decoded: The Complete Guide to Tax Saving in India

Every year, as the financial year draws to a close, millions of Indians scramble to make last-minute investments to reduce their tax liability. HR departments send urgent emails. Insurance agents…

Tapping Money May 30, 2026

How the RBI Affects Your Money: More than just interest rates

Economy & Markets

The RBI’s Role in Your Financial Life: More Than Just Interest Rates

Most Indians know the Reserve Bank of India exists. Far fewer understand what it actually does — and how deeply its decisions ripple into their daily financial lives. When the…

Tapping Money May 28, 2026

Start a SIP in Your 20s: Why starting early makes the biggest difference

Investing Basics

Why Every Indian in Their 20s Should Start a SIP Today

There is a moment in most young Indians' lives when they receive their first salary. Some celebrate with a meal out. Some send money home. A few open a fixed…

Tapping Money May 28, 2026

The Simple Truth About SIP Investing: How small monthly investments grow

Money Habits

The Simple Truth About SIP Investing in India

If you ask most Indians how to build wealth, you'll hear one of three answers: buy gold, buy property, or open a fixed deposit. Very few will say: start a…

Tapping Money May 28, 2026

Personal Finance

How Much Life Insurance Do You Need?

Most Indians who have life insurance are severely underinsured. According to IRDAI's annual report, the average sum assured per policy in India is just ₹3–5 lakhs — a figure that…

Tapping Money May 11, 2026

Personal Finance

Income Tax Slabs Explained Simply (FY 2025-26)

Most people think their entire salary gets taxed at one rate. That is not how it works — and understanding the difference can save serious money. India uses a slab-based progressive…

Tapping Money May 8, 2026