Investing Basics

New Sovereign Gold Bonds haven't been issued since 2024, and Budget 2026 changed how they're taxed. Here's how to buy SGBs on the stock exchange, how they're taxed now, and how they compare with gold ETFs.

Real estate has always been the investment of choice for the Indian middle class. The idea of owning a tangible property carries deep emotional and cultural weight. But buying a…

The Employee Provident Fund is India's largest retirement savings scheme — and for most salaried Indians, their largest financial asset outside of real estate. Over a 30-year career, EPF contributions…

The Indian stock market has created more wealth for ordinary investors over the past three decades than almost any other asset class. Yet for most Indians, the stock market remains…

One of the most consequential debates in personal finance is also one of its most accessible: should you invest in index funds that simply track the market, or in actively…

Gold holds a unique place in the Indian psyche. It is worn at weddings, gifted at births, stored in bank lockers, and trusted across generations as the most reliable form…

A ₹3 lakh balance in a regular savings account at 2.70% earns ₹8,100 annually. The same ₹3 lakhs in a high-yield account at 7% earns ₹21,000 annually. Same money. Same…

Warren Buffett, the world's most successful investor, made a bet in 2008: He wagered $1 million that a simple S&P 500 index fund would beat a basket of expensive hedge…

Warren Buffett calls it "the eighth wonder of the world." Albert Einstein supposedly said "those who understand it, earn it; those who don't, pay it." They're both talking about compound interest—the…