Investing Basics

Gold has been central to Indian financial and cultural life for millennia. Households collectively hold an estimated 25,000 tonnes of physical gold — more than any country in the world…

Real estate has always been the investment of choice for the Indian middle class. The idea of owning a tangible property carries deep emotional and cultural weight. But buying a…

The Employee Provident Fund is India's largest retirement savings scheme — and for most salaried Indians, their largest financial asset outside of real estate. Over a 30-year career, EPF contributions…

The Indian stock market has created more wealth for ordinary investors over the past three decades than almost any other asset class. Yet for most Indians, the stock market remains…

One of the most consequential debates in personal finance is also one of its most accessible: should you invest in index funds that simply track the market, or in actively…

Gold holds a unique place in the Indian psyche. It is worn at weddings, gifted at births, stored in bank lockers, and trusted across generations as the most reliable form…